Why use a Mortgage Broker?
You might wonder why you should use a mortgage broker instead of going straight to the bank. It's tough to explain in just a few words. So, here are thirty reasons to choose a mortgage broker, especially Mortgages Plus.
30 Reasons to Use a Mortgage Broker in Australia
There are many reasons to choose a mortgage broker, especially Mortgages Plus:
1. Better Pricing. We are accredited with 48 lenders and thousands of products. A mobile mortgage manager works for one bank, period. We can escalate pricing and negotiate with the bank's competition, all on your behalf.
2. Better Advice. We can provide guidance on loan structure, budgeting, and future interest rates. Bank employees are not trained or allowed to give this advice.
3. Property Planning. We look beyond your current purchase to understand your short-term and long-term goals.
In May 2024, 71.8% of Australians used a Mortgage Broker.
Consumers are voting with their feet, and this number keeps rising.
4. Free Service. We usually don’t charge for our services unless they’re complex, and we’ll tell you upfront if they are.
5. Less Stress. Buying property is stressful. We work hard to make it less so.
6. More Choice. We have more options than banks and access to private lenders. Differences often lie in credit policy. What if your bank won’t lend more money, and you’re halfway through a renovation? It happens.
7. Best Interests Duty. We are bound to always act in your best interests, not ours.
8. Peace of Mind. We listen without judgment and find the right solution for you. We are on your side.
9. Wealth Creation. We help you spot hidden value or connect you with experts like Chris, who knows property inside out.
10. Refer. We connect you with high-quality professionals like lawyers, accountants, and builders to make your life easier.
With only five-star Google Reviews, we must be doing something right. We can help support you, too.
11. Independent. We’re proud to be independent mortgage brokers. A real estate company or big corporation does not own us.
12. Experienced. We have built our own portfolio and speak from experience. We are not a teenager sitting behind a desk.
13. Better Insight. We help interpret building inspections and valuation reports and understand the property market and its pitfalls.
14. Forward-Looking. We share our views on property and interest rates. The future is uncertain, but understanding risks is valuable.
15. Easy. We manage clients online and over the phone. If you’re in NSW, we can come and visit. We keep the process simple – no bureaucracy or red tape.
We free up your time and headspace from talking to bank call centres and standing in queues at the bank. Allowing you to focus on the more important things in life
16. Team Players. We work with other professionals to help you achieve your goals.
17. Accessable. As business owners, we're there when you need us seven days a week. Banks close early, and you won't spend hours on hold.
18. Commited. We run rate reviews and valuations periodically. Always ensure your situation is optimised and your money works hard for you. We want to be your broker for as long as you have a loan.
We have built our own property portfolio from scratch.
We are not some teenager sitting behind a desk; we speak from real experience.
19. Never Let Go. We’re loyal to our clients. No matter what’s happening in your life, our door is open to plan your financial future.
20. Help in a Bind. We dig you out of tricky situations. Step by Step.
21. Auction Coaching. We coach you through your first auction. Through the ups and downs.
22. Shared Experiences. We share experiences from clients in similar situations.
Australian banks are some of the most profitable in the world.
They make their money from their clients. Brokers keep the market competitive and cut the margins.
23. Idea Sounding Board. We are a sounding board for your ideas. Being honest and not afraid to call a spade a spade.
24. Risk Management. We make sure you understand your risks and have a strategy.
25. Holistic View. We think about your entire financial life, not just the mortgage.
We work for you and not the banks.
We put clients ahead of shareholders.
26. Client First. We always act in your best interests.
27. Privacy. We only use the best software and systems for data security.
28. Feel good. We share 2% of our profit with Kiva microloans to provide funding to the disadvantaged.
29. Evolving. We are building a company that challenges conventional practices and advocates for clients.
30. Australian. We are Australian-owned and operated.
Need more
Still not convinced and need further information?
Give Chris a call.
